Richard Nii Armah Quaye, a Ghanaian entrepreneur and business magnate, has built a remarkable legacy through his innovative ventures, demonstrating an uncanny ability to create companies that not only survive but thrive over time.
From humble beginnings in Jamestown, Greater Accra, to becoming a celebrated billionaire, Quaye’s business acumen has birthed enterprises that exhibit resilience, adaptability, and a commitment to socioeconomic impact.
This article explores the factors contributing to the longevity of companies under his stewardship, focusing on his flagship entities: Bills Micro Credit Limited (formerly Quick Credit and Investment Micro-Credit Limited) and Quick Angels Limited.
Born on March 21, 1985, Richard Nii Armah Quaye’s journey began in the gritty streets of Korle Gonno, where he once sold “akpeteshie” (a local gin) to fund his education and sustain himself. This early hustle instilled in him a relentless work ethic and an understanding of grassroots economics—qualities that would later define his companies’ staying power.
His first major venture, Quick Credit and Investment Micro-Credit Limited, was established in 2011 as a non-deposit-taking financial institution licensed by the Bank of Ghana.
What started as a modest lending operation has grown into a powerhouse, rebranded as Bills Micro Credit Limited, serving over 30,000 active customers and employing hundreds across Ghana and beyond.
The longevity of Bills Micro Credit can be attributed to its focus on accessibility and customer-centric innovation. Unlike traditional banks, the company provides collateral-free loans, targeting small and medium enterprises (SMEs)—a sector often overlooked by larger financial institutions.
By leveraging technology and maintaining a lean operational model, Bills has expanded to 25 branches in Ghana and extended its reach into Eastern and Western Africa under the OYA Micro Credit banner. This adaptability to market needs and
KingBygone.com has compiled a list of all the businesses that Bills Credit founder Richard Armah Quaye has invested his wealth into so far.
- Pizzaman
- Chickenman
- Ridge Medical Center
- Doughman Foods
- CoLi Network
- Sankofa Natural Spices
- Benjie
- Duke rice
- Zaconut
- Burger King
- Alicilla farms Aquaculture
- Prospectus Ghana limited
- Morning Glory Writer’s limited
- Mona4reall
- Lynx Entertainment
- Tigon Creative studio
- Richie Rich Gummies
- Agatex
- Jenam
- Sun Solar
- Pinkberry
- Olives properties limited
- Waterfall engineering limited
- Albanese World’s best
- Maverick
- Richard Quaye Foundation
- Oya micro-credit company
- Quick credit
- Quick Holdings
- Diary Cup
